betterment software engineer interview

She gave a talk on impostor syndrome, a psychological phenomenon in which people are unable to internalize their accomplishments. Pages are built from a collection of components that are shared across pages, but can be expanded upon or manipulated in the context of the page theyre on. The last important step is to make sure to convert the Charlatan instance into an adapter and pass that into our HTTP client so that the client will use it to fulfill requests. I applied online. Theyre an alternative to the kind of high-level systems integration tests that would include a critical mass of components that would render the test slow and non-repeatable. Popular Generators . How to turn simple questions into solutions. Both of these solutions come with high availability and automatic failover as add-ons Amazon provides. In Rails 5+, integration tests have been made to run very fast. For example, a core concept such as an account has some money in it needed to be separately represented in the frontend codebase, as well as the server. We acknowledge that many applications out there cant make the same design decisions about users data, but as a general principle we recommend reducing the ways in which that data can be accessed. We use these cops in conjunction with the default RuboCop configurations for all of our Ruby projects. 2) Small take home problem, mostly about correctly reading requirements and providing an implementation. Theres such a wide spectrum of secrets management implementations out there ranging from powerful solutions that require a significant amount of operational overhead, likeHashicorp Vault, to solutions that require little to no operational overhead, like a.env file. Weve been using these cops for over a year now and have had a lot of success with them. Julia solves this issue by making it very simple to take a piece of research code and refactor it for production use. The IRA calculator runs primarily in R, computing its advice on a Shiny server. We want to be able to define fakes in a single place, so when we add a new one, we can easily find it and change it. Do we try to get that extra 9 in our target - or do we use the time to take some creative risks with the product (feature-flagged, of course)? Step 3: 2-hour behavioral round. For his recipe he needs a ratio of: 40% chicken 12% carrots 8% thyme 15% onions 15% noodles 5% garlic 5% parsley All of the stores around him only keep limited amounts in stock. Tell me about a time you collaborated at work. Someone asked for my help on something, and then I discussed something with him, and suddenly I just felt so much more secure in my job. But at one point (fairly recently, honestly), it just clicked that I knew what I was doing. Heres the optimal solution: Managing Engineering Complexity Reaching the optimal balances would require our system to buy and sell securities in Joes investment accounts. A web request was made, code was executed, and by enqueuing a job, we said we'd eventually do something. It couldnt scale out to the rest of the org with ease. We not only had unit tests such as the one above to test simple scenarios where a human could calculate the outcome, but we also ran the optimizer in a simulated production-like environment, through hundreds of thousands of scenarios that closely resembled real ones. Other Improvements We also streamlined our question-asking process and hiring timeline, and added an opportunity for candidates to speak with non-interviewers. Learn more about engineering jobs and our culture. It leaves the variable name in plain-text while only encrypting the secret value itself and supports YAML, JSON, or binary format. We use the YAML format because of its readability and terseness. I applied online. The process took 7 weeks. Our business logic that generates the model knows only about objects defined by our framework, and not about third-party APIs. They were happy to answer any questions I had and were very thorough in explaining what to expect and their expectations. It must be precise and clear where you got your data, and I dont mean conversationally clear. I applied through a recruiter. I interviewed at Betterment (New York, NY) in Jan 2021. Next well explore in more detail some of our design choices regarding the content of our messages and the rate at which we send them. Were working to change thatfor ourselves and our industries. We still lacked a good way to share markup across all our apps. Using the JavaScript single page app framework, we would need a few things. Yuck! The success of projects like these dont come down to the code itselfit comes down to the design of the solution based on its specific needs. This is made possible, at least in part, by the ability to perform units of work asynchronously. On the other hand, shared-nothing teams can lead to information silos, wheel-reinventing, and integration nightmares when an initiative is too big for a squad to deliver alone. New York City Metropolitan Area. This summer, I had the privilege of participating in a software engineering internship with Betterment. Lets say weve defined some SLOs and notice they are falling behind over time. The last straw for using whiteboards came from feedback provided by Betterments Women in Technology group. This employer has claimed their Employer Profile and is engaged in the Glassdoor community. Authorization through Impossibility This principle might feel intuitive, but its worth reiterating that at Betterment we never build endpoints that allow users to access another users data. Great office dogs. Answer Example: "As a junior software engineer, I believe the most . For example, if our system sold something at a short-term capital gain in Joes taxable account, or bought a security in his Roth IRA that was sold at a loss in the last 30 daystriggering the wash-sale rule, we would be negatively impacting his after-tax return. In the rack app, we define the routes we care about for the things we normally would have stubbed in the tests. A multi-threaded, SQL-driven ActiveJob backend used at Betterment to process millions of background jobs per day. The Code Solution: Make It Functional Given we have to manage penny allocations between a persons goals often throughout our codebase, the last thing wed want is to have to bake penny-pushing logic throughout our domain logic. We still concern ourselves with other distributed systems pitfalls like event ordering, but we dont have to worry about messages or events disappearing without a trace due to infrastructure blips. But first, lets back up a little and answer a few basic questions. It's clich, but just getting to know one another and sharing how you feel about certain situations at work is such a great way to empower yourself and empower others. Growing up, I watched my dad work as an electrical engineer. Interviews are now more prescriptive regarding non-technical questions. I applied online. The complexity partly arose from the fact that we needed to duplicate business logic from the backend and the frontend. Soon we had thought about so many if-statements that they no longer seemed like if-statements, and all the abstractions I was formulating were already leaking. Glassdoor has millions of jobs plus salary information, company reviews, and interview questions from people on the inside making it easy to find a job thats right for you. Optimal Testing Because we use these three different categories of specs, its important to keep in mind what each type of spec is for to avoid over-testing. Easy and comprehensive testing. So, we decided that we really only want to write these flutter_driver end-to-end tests for a tiny subset of our features, almost like a "smoke testing" suite that would signal us if something was seriously wrong with our app. We reach our SLO goal if, during a 30 day period, 99.9% of all requests completed with one of those status codes and within that range of latency. Building and maintaining the worlds largest independent robo-advisor requires a world-class team of human engineers. A good agile team member with 3+ years of Software QA Engineering experience offering a profound understanding of Software Testing Life Cycle and test methodologies to improve systems' performance through implementing effective long-term QA integration strategies.<br><br>Tech Experiences:<br><br>- Proficient in Java programming language.<br>- REST API testing using Postman and REST Assured<br . There were aspects of the page elements (our shared chunks) that needed to change based on their context or the page where they were being rendered. We still want to maximize our objective function V. However, with the introduction of the drift terms, we want every dollar allocated toward a single fund to incur a penalty if it moves the target balance for that funds asset class below or above its target amount. If we merged code into a tracked brancha branch that multiple engineers contribute to, like masterfor one of our biggest repos, which contained 20 apps and 20 test suites, we would be notified at every transition: every rubocop failure, every flakey occurrence of a feature test. If you had prior experience with these languages the problems are easy to solve. Optimal portfolio management requires managing a portfolio in real-time, including taxes, rebalancing, risk, and circumstantial variables like cashflows. We were also required to rename several core concepts, and make some big changes to the way we display data to our customers. Rails is so confident in the improvements theyve made to integration tests that theyve removed controller tests from Rails core in Rails 5.1. Editing a file is as simple as: sops deployment_secrets/sensitive/production.yml Testing We built a series of validations into sopsorific to further enforce our opinions about secrets management. That's what we do here at Betterment, come join us! the application or models in question dont have a concept of private data The flagged code isnt actually insecure: e.g. From an engineering perspective, this means we needed to enhance the code in our existing trading platform to accommodate dynamic asset allocation, with an eye towards future enhancements in our pipeline. Im not talking about spoken languages. For example, we can tag an element with a data-behavior-dropdown, and then we have some simple, well organized global JavaScript that knows how to wrap that element in some code that makes it more interactive. Translating the problem into code If you want to jump right in, check out the full sample code. But I really liked how "organic" these problems were since I got a sense of the actual challenges I would be facing as well as the tools and practices used by the team. I interviewed at Betterment. By doing this piecemeal, we are hoping to bake in useful patterns early on, which we can iterate and use to make migrating the next part even simpler. The best way to avoid legacy code is to make a best effort at not writing in the first place. 1 Betterment Junior Software Engineer interview questions and 1 interview reviews. Of course, job resolution doesnt necessarily mean success. To incorporate a third-party solver into our system, we built a translation layer that received our system-generated constraints and objective function as inputs, and utilized those inputs to solve the model using a third-party API. CI/CD: Standardizing the Interface Meet our CI/CD platform, Coach and learn how we increased consistent adoption of Continuous Integration (CI) across our engineering organization. Free interview details posted anonymously by Betterment interview candidates. Since our founding, weve maintained a commitment to consistently build a better company and product for our customers and our customers-to-be. But, if Elaine was set up a certain way, we wanted to go back to Jerry and adjust the decisions we made for him. While this will certainly work for this particular example, enforcing that the portfolio allocation is exactly on target when determining optimality turns out to be too restrictive. Investing the time to run Airflow as a cluster versus a single machine allows us to run work in a more elastic manner, saving costs and using optimized hardware for particular jobs. We needed a team responsible for collecting, curating and presenting the dataand our data had to be trustworthy for objective metric-level reporting to the organization. In the spirit of open-source software, we are sharing Blazer with the community. Getting in the habit of asking these questions during code review should lead to more frequent conversations about security and data access. Complete a pair programming exercise consisting of some starter code and finishing out a key function. So many times, the chain of reproducibility is broken right before the finish line when plots and statistical summaries are copied onto PowerPoint slides. Any insights would be helpful. To solve this problem, we developed WebValvea tool that allows us to define and register fake implementations of HTTP services and toggle between real and fake services in non-production environments. Non-CPU intensive tasks (e.g. Now that the summer has ended, I have accomplished my goal I created five dashboards displaying charts, numbers and maps with valuable data that everyone can see. For this reason, we chose to wrapLABiometryTypebehind our ownBiometryTypeenum. We made the decision to maximize the expected after-tax value of a customers holdings after having achieved the minimum possible drift. Whats missing? Do error rates for this particular endpoint directly reflect an experience of a user in some way - be it a customer, a customer-facing API, or a Betterment engineer? Give a solid implementation of your solution rather than focusing on the testing/description. Remember, jobs are contracts. Fortunately,Celerysupports this shutdown behavior and will stop accepting new work after receiving an initial TERM signal, letting old work finish up. With spreadsheet software in every cubicle, analytical horsepower was commoditized and Excel jockeys were crowned as the arbiters of truth in business. For much more on our TCP research, including additional considerations on the suitability of TCP to your circumstances, please see our white paper. The gem includes a tiny Julia project with the API library as its only dependency. The product and engineering leadership I spoke to all came off as humble and knowledgeable, and were open about existing pain points and challenges. Free interview details posted anonymously by Betterment interview candidates. Im going to walk you through how we got there. Ill discuss these more below. The technical portions were not difficult and didn't need much preparation beyond what I would do normally at work. This is a rails specific interview, where you get a rails app and you go through it fixing and creating features. Pound of food limits Elaines 12 Georges 8 Jerrys 15 Newmans 17 With the optimizer, the function that we are trying to minimize or maximize is called the objective function. With this blank slate in front of us we were able to iterate quickly by manually adding different jobs and steps to that file. Byteboard. Again, it combines both DelayedJob and its ActiveRecord backend, and should be more or less compatible with Rails apps that already use ActiveJob or DelayedJob. An example Lets say at the last minute, the Soup Nazi is out to make the biggest batch of soup he possibly can. Ive inquired about pay but its gotten nowhere. A flash message/warning is something you may use throughout your app in different colors and with different text, but you want it to look consistent. In practice, that might look something like this: Resulting in a function for which the fact that the underlying implementation is in Julia has been completely abstracted away: Challenges & Pitfalls Debugging an FFI integration can be challenging; any misconfiguration is likely to result in the dreadedsegmentation faultthe cause of which can be difficult to hunt down. Lets say that his Roth IRA holds $2,750 of VTI, and $2,750 of VWOB. This new map leads us to our second task: addressing those deprecated usages. It allows you to run your fakes in your dev environment as well, providing functionality akin to real environments with the toggles we need to access the real thing when we need to. At first glance, it looks like the developer has taken the right steps to adhere to Rule #1 via the document method and were using strong params, is that enough? However, with so many sources of input affecting the optimized result, writing tests to cover these cases was very labor-intensive. Before we dive into how we built it, lets revisit our requirements from above: Easily runnable in CI upon each commit An API that would be familiar to developers who are used to writing flutter screen tests The ability to test the integration between features within the system without needing to set up the entire app. Separation of concerns between how we accessed data in our system and the business logic defining algorithmic behavior. Using our new platform to build and test code would allow our engineers to receive automated feedback sooner so they could iterate faster. The overall value of Joes holdings are a function of the specific funds in which he has investments. My advice to candidates, interview with them but dont keep all your eggs in one basket. Theres no context to orient us quickly to what the notification is for. Walk me through your design process (in general and part of portfolio). In this case, we were able to extract a solution to a complicated problem and keep our OO domain-specific logic clean. He gave several KTs necessary for the tasks to be done. Ability to keep pace with changes to the mathematical model, e.g., adding, removing, and changing the constraints and the objective function must be quick and painless. You will work with an interviewer for a pair programming experience. Jesse Harrelson: I was born and raised in Wyoming and spent a lot of time exploring the outdoors. The registry is a separate Github repository, and we use tooling from theRegistrator.jlpackage to register new versions. First things firstdefining our view of the problem space. Note that the contribution limits mentioned in this example are as of the time this article was published. It's a class with a route defined for each URL we care about faking. The flag takes a seed that can be one of two things, either a 32 bit unsigned integer or the word random. This Is How You Bootstrap a Data Team Data alone is not enoughwe needed the right storytellers. These were our outputs. At Betterment, were working on our own set of initiatives to drive the conversation. Below is an example system spec. (Were also assuming he only wants to make at most one visit to each store.) Jesse Harrelson: Coding became a hobby for me when I would make websites for my bands in Nashville, but after meeting up with more and more people in tech in the city, I knew it was something I wanted to do as a career. These are powered by instrumentation and continuous monitoring features that we have added directly to the delayed gem itself. 3 step process for me: Youll thank yourself when you need to update the input data, and your successors and colleagues will be thankful they know what youre basing your conclusions on. 23 Betterment Software Engineer interview questions and 17 interview reviews. This is useful for API calls that always behave the same way, like POSTs that return no body, and to provide a working foundation of responses. Betterment is an engineering-driven company that has developed the most-trusted online financial advisor based on the principles of optimization and efficiency. Got the first interview in about 3 weeks. I interviewed at Betterment. Free interview details posted anonymously by Betterment interview candidates. Such linked websites are not monitored, investigated, or checked for accuracy or completeness by Betterment. We also split the main programming portion of our original interview into separate sections with different interviewers. Additionally, request specs are much more realistic than controller specs since they actually exercise the full request / response lifecycle routing, middleware, etc whereas controller specs circumvent much of that process. Sri Lanka. For instance, at Betterment, we faced the challenge of allocating a sum of money proportionally across multiple buckets. As soon as the bug was fixed, we wanted to ensure that we had automated tests to handle a similar issue in the future. While we could achieve high availability with Luigi, its now 2017 and the data engineering landscape has shifted. However, you asked for themostrewarding, and I would have to say without a doubtthe mentorship. And, boy howdy, are there plenty of available frameworks for doing this kind of thing! Our principles are a living document in an actual git repository that well continue to add to and revise as we learn and grow. In certain scenarios, its undesirable to buy or to sell a specific fund because of tax consequences. Its a really exciting time to be a software engineer, especially in fintech. I thought my 5 year was going to finally show something but it did not. All products, services, and content obtained from a linked website are provided as is without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy. Betterments data platform is unique in that it not only supports offline needs such as analytics, but also powers our consumer-facing product. Search. With hundreds of constraints and hundreds of thousands of unique tax profiles across our customer base, we needed to be confident that our system made the right decisions in the right situations. However, as our data model changed, pieces of the trading system also had to change to account for the new structure. Here's what our API looks like and how we use it to set up a fake HTTP client for our tests. The reply completion closure ofevaluatePolicy(_:localizedReason:reply:) This made testing from the iOS Simulator a viable option for gaining a reasonable degree of certainty that our application would behave as expected when running on a device, thus allowing us to prepare a build in advance of having a device to test on. Ask-me-anything1:1 with an engineer on another team, 3. We want them to be able to work without an internet connection, and if we do want to integrate with a real service in local development, we should be able to do thatmeaning we should be able to test and integrate locally at will, without having to rely on cumbersome, extra-connected services (think Docker, Kubernetes; anything that pairs cloud features with the local environment.) A component is a reusable code building block. More from Betterment: Server Javascript: A Single-Page App ToA Single-Page App Going to Work at Betterment Engineering at Betterment: Do You Have to Be a Financial Expert? More broadly, a 2015 survey of large businesses in the UK reported that 17% had experienced direct financial losses because of spreadsheet errors. One Massive Monte Carlo, One Very Efficient Solution We optimized our portfolio management algorithms in six hours for less than $500. Google Play and the Google Play logo are trademarks of Google, Inc. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S. Betterment assumes no responsibility or liability whatsoever for the content, accuracy, reliability or opinions expressed in a third-party website, to which a published article links (a linked website). We like to evaluate how well a candidate explains the design decisions and progress from one interviewer to the next. We came up with a few rules to design this part of the system: Let the author knowas soon as possiblewhen something is red but dont overdo it for redundant failures within the same job (e.g. Needless to say I definitely wish I could stay and work with Betterment rather than going back to school next week, but todays society is under the strange impression that a college degree is important, so I guess Ill finish it out. To meet these needs, we created Blazer, an extension of the Backbone router. This would be accomplished through the use of dashboards displayed on TV screens inside the office. Well dive into each of these pieces below to explain how Airflow mediated this transition. School has taught me nothing. Whats kept you here? Weve usedUJSsprinkles in similar fashion to the rest of the Rails world over the years, but that has its limitations as we begin to design more complex behaviors and elements of our apps. I was able to build my dashboards as a Web app, so I not only needed to understand this structure, but I needed to implement it as well. It is a historical archive and is not intended to be updated. Discussion Finally, weve added an Ask-Me-Anything (AMA) sessionanother idea provided by our Women in Technology group. Secret-editor roles are named after their corresponding IAM role which includes the security zone and the name of the GitHub repository. First was with 2 members on the team, last was with a manager. We find that there is a lot of value in structuring a system spec as an intuitively sensible user story - with realistic user motivations and behavior, sometimes including the user making mistakes, correcting them, and ultimately being successful. The different pieces in the structure of a web app are usually written in different computer languages. (Essentially, it means keeping our on-call engineers happy.) They had a few questions for me at the end and whiles i was talking they cut me off and said "bye" and just ended the call. When I returned to the United States, I worked in the retail sector for a few years. Our app is one of those apps. To help us with that, we took things a step further and wrote a wrapper around sops we call sopsorific. Through the magic of libraries. Each would ask same question , only rephrased. TL;DRWebValve is an open-source gem that uses Sinatra and WebMock to provide fake HTTP service behavior. Updating the most visible spots in our application. But that leaves us with a pretty large gap where it's way too easy for us to accidentally create a feature that depends on some Provider that's not provided and our app blows up at runtime in a user's hands. Has there been an increase in Customer Service requests to resolve problems related to this specific aspect of our service? Interviews at Betterment Experience Positive 56% Negative 28% Neutral 17% Getting an Interview Applied online 81% Recruiter 6% Employee Referral 6% Difficulty 2.9 Average Hard Average Easy Interviews for Top Jobs at Betterment Software Engineer (18) Customer Experience Associate (8) Product Designer (4) Product Manager (4) It helps to make specs more readable and easier to fix if they break because of a UI or CSS change. About Betterment. Its also ok to assert that the database was changed in some way in a request spec, but like system specs, there is no need for detailed assertions around object state or business logic. SLOs in code Now that we have our metrics flowing, our engineers can define SLOs. Create an input queue: We created a bucket with every simulationmore than 200,000we wanted to run. We built an additional package into our monorepo whose sole purpose was to expose an API for our Ruby application, as well as compile that exposed code into a C shared library. Implementing a local fallback for remote hooks made our code much more testable and easier to work with locally, while still allowing us to run with Airflow-maintained functionality in production. Our principles derive from and are matched to Betterments collective experience and context. Some problems, however, are better solved by taking a functional approach. This page is operated and maintained by Betterment Holdings Inc. and it is not associated with Betterment LLC or MTG LLC. Weve talked before about how making sure everything is running perfectly -- especially given all the cases we need to handle -- makes us cringe at the cyclomatic complexityof some of our methods. The interview process was smooth and prompt. Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. The calculator focuses on just one part of the broader set of retirement calculations, and doesnt have the functionality to automatically import customers existing information. From an engineering standpoint, the end goal was to integrate much of the original IRA calculators code, plus additional calculations, into Betterments Web application to create RetireGuide as a consumer-facing tool.